High-value homes, valued at $1M or more, require unique coverage solutions beyond standard homeowners’ insurance. Yet according to Insurance Journal, an astounding 40 percent of these properties are underinsured. If you own a high-value home, KSA Gold is the ideal high value home insurance solution, offering unique coverage options designed specifically to meet your needs. Learn more below, and request a consultation with one of our experienced insurance agents today.
At KSA Insurance, we specialize in high-value home insurance. We understand that the needs of high-worth individuals extend beyond the usual structure and content coverage expected from a traditional policy. Here’s what sets us apart:
The Advantage of Independence
Most mass-market insurance providers like State Farm, GEICO, and Allstate are limited to selling clients their own products and services. While they may offer adequate policies, they may also be severely limited in terms of flexibility and niche coverage. Even if better options may be available for you elsewhere, representatives from these companies will only want to show you their own offerings.
When you work with an independent insurance agency like KSA, however, you gain access to a full range of insurance products. We are not limited in terms of what policies we can present to you. Instead, thanks to our extensive market access, we can work closely with you to hand-select the best products for your unique needs. We have no product bias. Our goal is to get you the best coverage at the best rates, period.
At KSA Insurance, our process is collaborative and our agents are your advocates. There is no one-size-fits-all option when it comes to high-value home insurance, which is why we tailor your policy to meet your unique needs. This flexibility maximizes the effectiveness of your policies, and we are always available for any questions or concerns you might have.
Before we begin to offer coverage solutions, KSA Gold agents will evaluate your home’s location, occupancy, and unique characteristics to create a personalized, comprehensive policy.
Unique Coverage Options
We understand that your needs extend beyond the typical structure and personal property coverage found in a traditional homeowner policy. In addition to a full range of standard homeowner coverages, we also offer the following:
Excess liability and umbrella liability coverage
Liability insurance to cover domestic help
Excess flood insurance
Identity theft insurance
Kidnap and ransom insurance
Coverage for vacation homes
Building code coverage
Beyond access to our extensive carrier network, which allows us to provide a range of policy options, we can also take several steps to provide help ensure you enjoy the most competitive rates. By verifying wind mitigation credits, tracking down all possible discounts, consulting on ways to reduce flood insurance premiums, and more, we are able to offer the most competitive rates available.
Request A Quote Today
If you want to learn more about our high-value home insurance policy options, get in touch today. We look forward to working with you.