International Health Insurance

Members can choose between two coverage area options: worldwide coverages including the U.S. or excluding the U.S. If you choose to exclude the United States, you can still receive limited emergency hospitalization benefits while in the U.S.

Policyholders can choose from a selection of optional modules to tailor their plans to meet their needs. Optional modules may include international outpatient coverage, health and wellbeing coverage, vision and dental coverage, and more.

Depending on your needs, you can adjust your policy’s premium by choosing from a wide range of deductibles and coinsurance options. Higher deductibles and coinsurance will lower your premium while increasing your out-of-pocket costs, while lower premiums and coinsurance will raise your premium but offer lower out-of-pocket expenses.

Cigna international health plan applicants can choose to pay their premiums on a monthly, quarterly, or yearly basis. Those that choose to pay quarterly or annually have lower premiums than those that choose to pay monthly.