INTERNATIONAL HEALTH INSURANCE

International Health Insurance

Health insurance can help offset medical costs and ensure you get access to the medical care you need when you need it. But for foreigners living in the United States and expats moving abroad, standard health insurance may not be an option.
With an international health insurance policy, individuals living abroad can get the customizable health coverage they need to meet their needs. Cigna International Health Plans are comprehensive, flexible, and provide coverage for inpatient and day-patient care with the option to add outpatient care and other elective modules.
Here’s everything you need to know about international health insurance.

Request A Quote

What is International Health Insurance?

International health insurance is health coverage designed specifically for individuals moving to the United States from another country and US citizens moving abroad for more than six months.

With international health insurance, you can get access to the medical care and services you need if you don’t have access to traditional health insurance options. With Cigna Global health insurance plans, you get access to the company’s global network of trusted hospitals, doctors, and other healthcare professionals.

International health insurance plans can be customized to meet your financial and coverage needs.

Who Needs International Health Insurance?

International health insurance is a great option for any individual that is moving to a country other than their home country and will live there for over six months. International health policies provide robust coverage to individuals who will stay in a foreign country long-term.
For example, international health insurance can be a great solution for individuals relocating to the United States who need health coverage while they navigate the immigration process and wait to become United States citizens.

International Health Insurance Plan Benefits

The Cigna international health plan offers three levels of coverage: Cigna Silver, Cigna Gold, and Cigna Platinum. Each of these core plans offers many of the same standard benefits, including:

Deductible options: Policyholders can adjust their deductibles and cost-share options as needed to increase or decrease the cost of their premiums.

Area of coverage: Members can choose between two areas of coverage options, including worldwide coverage or worldwide coverage, excluding the United States.

Inpatient care: Plans fully cover essential hospital stays and treatments, including cancer care.

Mental health care: Plans include coverage for mental health conditions, disorders, and addiction.

Global health assist: Cigna policyholders receive full medical support.

Online customer area: The secure online customer area makes it easy to manage claims, find documents, and more.

Cigna Global health plans offer other great perks to members, including global telehealth services, newborn care, cancer care, coverage for vaccinations, and more.

How to build an International Health Insurance Plan

International health plans are very flexible, allowing members to customize their policies to suit their individual needs.

Here’s how to build your personal Cigna international plan.

Choose a plan level

Members start by choosing either the Silver, Gold, or Platinum plan level. Silver plans have a $1,000,000 benefit limit, Gold plans have a $2,000,000 benefit limit, and Platinum level plans have an unlimited benefit limit.

Select your coverage location

Select your optional modules

Adjust your premium

Choose your payment schedule

How Much Does International Health Insurance Cost

Cigna Global international health plan policy costs depend on a variety of factors, including:
Plan tier
Age
Area of coverage
Deductibles
Cost-share options
Optional modules
Higher plan levels with several optional modules will be more expensive as they offer more comprehensive coverage with higher benefit limits.

International Evacuation & Crisis Assistance Plus Module

With Cigna Global you have all the flexibility you need to create a health insurance plan that fits needs that are unique to you. In addition to everything you will receive from the core plan, there are add ons. One of these addons is the international evacuation and crises assistance plus module.
This module adds the following to your plan:

Emergency Transportation. In case of an emergency you will be transported to a center of medical excellence.
Repatriation Home. You can be returned to your home country in the event of a serious medical situation where your needs are better served at home.
Cost for Compassionate Visits. We cover these costs in the case of an emergency.
Global Risk Response Services. In the event of a travel or security risk, that may occur while you and your family are traveling across the world, we will ensure these services.

Request A Quote Today

Cigna Global international health insurance policies offer comprehensive coverage to individuals living outside of their home countries.

At KSA Insurance, we work with individuals in South Carolina and across the southeastern United States to help them find affordable and comprehensive international health plans that meet their coverage needs.