EXPAT HEALTH INSURANCE

Expat Health Insurance

For individuals living outside of their home countries, finding affordable, comprehensive health coverage can be a challenge. International health insurance plans help expatriates get the health coverage they need while living abroad.
Expat health insurance plans are highly customizable and provide the essential benefits you need to maintain peace of mind while living outside of your home country. From inpatient care to mental healthcare services, Cigna Global health insurance plans are designed to offer flexible coverage to expats across the globe.
Here’s everything you need to know about expat health insurance.

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International Health Insurance for Expatriates

International health insurance is a specialized type of health insurance policy designed for individuals moving abroad for at least six months. In these instances, standard travel insurance policies may not be sufficient.

Expat health insurance plans are fully customizable, allowing you to pick the coverage level and additional benefits you need to ensure you have access to high-quality medical care while living abroad.

With Cigna Global health insurance plans, you get access to a global network of trusted hospitals and healthcare providers, which is particularly beneficial for expats living in areas with expensive local healthcare systems.

What’s the difference between expat health insurance and travel insurance?

Travel insurance offers limited coverage for individuals who live in one country but are temporarily visiting another country where their existing health coverage does not apply.
Expat health insurance is specifically designed to offer comprehensive health coverage to expats that plan to live outside of their home countries for extended periods of time. These policies ensure you have access to the same range of medical treatments you would typically have access to in your home country.

What Does Cigna Expat Health Insurance Cover?

Cigna expat health insurance offers flexible coverage that can be modified to meet your needs.
The core policy covers essential treatment and hospital stays, as well as fees for consultation, wellness care, accommodation, and inpatient and outpatient treatments. Gold and Platinum policies offer higher levels of coverage, including coverage for maternity checkups.
Beyond the core coverages offered by Cigna Global health policies, individuals can enhance their policies with optional modules, including:

Outpatient coverage for consultation fees with specialists and medical professionals, as well as prescription drugs and dressings, chiropractic care, and more.
Medical evacuation coverage, which covers transportation costs for emergency medical treatment, repatriation, and compassionate visits for the family members of a beneficiary.
Health and wellbeing coverage for screenings, tests, examinations, and counseling support for a range of conditions.
Vision and dental coverage.

By adding optional modules to your expat health insurance policy, you can ensure your policy meets your unique needs while living abroad.

Expat Health Insurance Plan Benefits

Cigna Global offers three core plan levels: Silver, Gold, and Platinum. While higher-level plans offer expanded coverage limits and other benefits, all Cigna expat health insurance plans offer several of the same core benefits, including:

Adjustable deductibles

Cigna members can choose their deductible and cost-share option to adjust their premiums based on their needs.

Mental healthcare

Online customer area access

Global telehealth services

Two areas of coverage

Medical support services

Cigna expat health insurance plans also offer other great perks, including the option to add newborn care coverage, vaccination coverage, the ability to add or remove beneficiaries at any time, and more.

How Much Does Expat Health Insurance Cost

Cigna Global expat health insurance plans start at as little as $100 per month, while the average plan costs around $350 per month.
With that in mind, policy costs can vary significantly depending on several factors, including:
Age
Citizenship
Where you will be living
Plan level
Area of coverage
Deductibles
Cost-share options
Optional modules
For most members, plan costs range from $4,000 to $6,000 per year.
Cigna Global health plans can be modified as needed to adjust their cost.

Request A Quote Today

Expatriates often have trouble finding adequate health coverage at affordable rates. Cigna Global expat health insurance policies provide comprehensive, flexible coverage to individuals living outside of their home countries.

At KSA Insurance, we work with individuals in South Carolina and across the southeastern United States to help them find international health plans that meet their coverage needs.

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(843) 408-4232

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