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Charleston, SC is no stranger to flooding. Many homes are impacted annually by heavy rainfall, hurricanes and flash flooding. As many individuals have unfortunately found over the past years of record rainfall, floods can be one of the most hazardous sources of property damage. Whether or not you live on the water, Charleston, SC flood insurance can protect you, your home and possessions from damage caused by flooding.
WHY PERSONAL FLOOD INSURANCE?
If you live in an area that is considered high risk for flooding, like many areas in Charleston, SC, you may be eligible for significant discounts on your flood insurance. In these high risk areas, homeowners may be required by law to have flood insurance. However, you don’t need to live in a high-risk area to be at risk for flooding. Extreme weather, tree roots or even the type of soil your property is built on could all be potential threats.
A Charleston, SC flood insurance policy is over and above your homeowner’s insurance, and only covers very specific flood-related perils. Flood insurance typically covers the type of damages caused by long, sustained and heavy rainfall. It is also available to renters to protect against their contents and possessions being damaged by flood waters.
Be sure to read this important notice on flood insurance for homeowners in the lowcountry.
Your Trusted South Carolina Flood Insurance Provider
Flood insurance policies can be complicated. If you have questions, King Street Agency has the answers! We have decades of experience finding the right flood insurance coverage for South Carolina homeowners, and we are eager to help you.