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Commercial umbrella insurance covers your business with additional liability, protecting you from potentially ruinous costs of claims over and above your standard policy coverage. This means that if your business is the target of a lawsuit and the liability amount exceeds what is covered in your standard policy, the umbrella policy can extend additional coverage in order to protect your assets.
What’s Covered?
A commercial umbrella policy can protect a business in the case of injuries or incidents such as:
- A customer injuring themselves by slipping on a wet floor in your place of business, resulting in injuries that exceed your standard policy’s limits
- An advertising error resulting in a major liability lawsuit that exceeds your standard policy’s limits
- A customer is injured by your product, resulting in a medical claim that exceeds your standard policy’s limits
These are just a few examples of how a commercial umbrella insurance policy might protect your business.
South Carolina’s Trusted Commercial Umbrella Insurance Company
Getting the right protection for your business doesn’t have to cost a fortune. King Street Agency has been serving businesses in the Charleston area and across South Carolina for more than a decade. We are a local, independent insurance agency that knows what matters most to you. Call today to speak to one of our agents, or request a commercial umbrella insurance quote.