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What is a Business Owner’s Policy?
A business owner’s policy bundles several types of commercial insurance, including liability and property insurance, into one package. Purchasing a BOP is typically more affordable than purchasing these policies separately, making it a great choice for small businesses that need to save money without sacrificing coverage.
To be eligible for a BOP, your business generally needs to have fewer than 100 employees or less than $5 million in annual revenue. A KSA Insurance agent will be able to help you determine if your business is eligible for a BOP.
How Much Does a Business Owner’s Policy Cost?
The cost of your BOP can vary significantly depending on several important factors, including:
- Type of business
- Coverage limits
- Optional endorsements
- Number of employees
- Claims history
A KSA Insurance agent can help you find a comprehensive BOP that meets your coverage and financial needs.
What Does a Business Owner’s Policy Cover?
A standard BOP will include general liability insurance, commercial property insurance, and business interruption insurance.
Request A Quote Today
A business owner’s policy can help protect your small business from a variety of common risks. Depending on your needs, you can choose from a wide range of optional endorsements to tailor your BOP to your business’ needs.
At KSA Insurance, we work with small businesses in South Carolina and the southeastern United States to help them find comprehensive and affordable business owner’s policies that protect their businesses against the unexpected.
Contact us today to get a quote and learn more about business owner’s policies.