Students that plan to study abroad need international health insurance to ensure all of their medical needs are met while living in another country. With the right international student health insurance policy, you’ll get access to a large network of doctors, hospitals, and healthcare facilities, so you can access high-quality healthcare no matter where you are.
International student health insurance is designed to be flexible to meet the needs of students living outside of their home countries. When purchasing international health insurance, you can customize your policy to ensure it meets your coverage and financial needs.
Here’s everything you need to know about finding the best international student health insurance policy.
What is International Student Health Insurance?
International student health insurance provides comprehensive health coverage for students living and studying outside of their home countries. Since students studying abroad typically spend the majority of their years outside of their home countries, short-term travel insurance will not provide sufficient medical coverage.
International health policies offer a wide range of important coverages, including coverage for inpatient care, outpatient care, mental healthcare, medical transportation, and more. Typically, you can also add optional coverages to ensure your specific needs are met.
Is International Student Health Insurance Required?
If you are planning to study abroad at an international institution, you will typically be required by your school and host country to have sufficient health coverage. Most reputable international student health insurance providers, like Cigna, offer comprehensive policies that meet or exceed most visa insurance and school requirements.
International Health Insurance Benefits for Students
International student health insurance offers a wide range of benefits to help students get the most out of their policies and find high-quality care services whenever they need them.
The best international student health insurance policies offer benefits like:
- Access to a global network of doctors and healthcare providers
- Customizable plans
- 24/7 multilingual member support services
- Digital tools to help students find the healthcare services they need
- International inpatient and outpatient coverage
- Medical transportation and evacuation coverage
- International vision and dental coverage
- Access to telehealth services
- Adjustable deductibles
Students should be sure to take the time to compare international health plans to find one that meets their needs while satisfying visa requirements.
Best International Student Health Insurance
Students planning to study abroad should carefully research and compare their options to find the best international student health insurance policy for them. There are several insurance companies that offer comprehensive and customizable health insurance policies for students attending an international university.
Here are a few of the best international student health insurance providers.
Cigna Global International Student Health Insurance
Cigna Global offers affordable, flexible, and comprehensive international health plans for students and individuals living abroad. Students get access to a network of over 1.65 million trusted hospitals, clinics, and doctors, and they can take advantage of digital tools like the Cigna Wellbeing and Safe Travel apps to find international health and wellbeing resources. Members can customize their plans with optional modules and adjustable deductibles to create a policy that meets their needs.
WorldTrips StudentSecure Plan
The WorldTrips StudentSecure Plan is a great option for international students enrolled in foreign schools as well as students studying abroad for less than one year. This plan offers COVID-19 coverage outside of your home country, excellent customer support services, and access to medical providers in over 130 countries. Students can also retain their coverage if their international studies last for multiple years.
GeoBlue Student Coverage
GeoBlue offers the Navigator plan for students studying outside of their home countries. This is a great option for U.S. students studying abroad as well as international students studying in the United States. International faculty and research scholars are also eligible for coverage under this plan. Members can choose from a wide range of deductibles and rates, and they have the flexibility to choose from providers in or out of GeoBlue’s extensive network.
Request a Quote
Students studying abroad need international health insurance to meet their visa requirements and school requirements, and to ensure they have access to high-quality medical care services. Cigna Global offers comprehensive international student health insurance policies that you can tailor to meet your personal needs.
At KSA Insurance, we work with individuals in South Carolina and across the southeastern United States to help them find affordable international student health insurance plans that meet their coverage needs.
Contact us today to get a quote and learn more about Cigna international student health insurance.