Best Health Insurance for Expats
Whether you’re a U.S. expat living abroad or an international citizen moving to the United States, international health insurance can help ensure you have access to high-quality medical care in your new country of residence.
The best international health insurance policies give expats access to a global network of trusted doctors and healthcare providers and let members customize their policies with optional add-ons to ensure their plans meet their unique needs.
Here’s what you need to know about the best health insurance for expats.
Health Insurance for Expats
Whether you’re a student studying abroad, you’re moving to a new country for work, or you simply want to experience living abroad, it’s important to find the right health insurance policy to ensure your medical needs are met while you’re away from home. One of the biggest challenges of living overseas is finding a health plan that meets your coverage and financial needs while providing access to high-quality healthcare services.
International health insurance provided by reputable companies like Cigna provides comprehensive coverage for expats living almost anywhere in the world.
What Does International Health Insurance Cover?
The best international health insurance policies provide comprehensive coverage to ensure members have their needs met while living abroad.
This includes coverage for inpatient care, outpatient care, mental health care, vision and dental, medical transportation and evacuation, telehealth services, cancer screenings, preventative care services, and more.
Most international health insurance policies can also be customized as necessary to ensure your personal needs are met.
Best Health Insurance for Expats
There are several reputable insurance providers that offer comprehensive international health insurance policies for expats.
Here are a few of the best health insurance providers for expats.
Cigna Global
Cigna Global offers comprehensive international health policies that give members access to a global network of doctors and healthcare facilities. Members have access to 24/7 multilingual support services, and Cigna has staff in major countries around the world to give members access to immediate response services.
Cigna Global health policies can be personalized with optional modules and adjustable deductibles to help members create policies that meet their personal needs.
GeoBlue
GeoBlue is another premier provider of international health insurance policies, giving expats access to premium benefits, coverage, and services almost anywhere in the world. Members can adjust their deductible and define their prescription benefits.
GeoBlue offers coverage to both U.S. expats living abroad and foreign citizens moving to the United States.
International Medical Group (IMG)
IMG offers affordable health coverage with basic benefits to expats. The company’s bronze and silver plans provide standard benefits and coverage for emergency care, making it a great option for individuals that want an affordable policy without sacrificing basic coverage.
Members can add optional coverages as needed, choose their coverage areas, and choose their own healthcare providers.
Cigna Global International Health Insurance Plan Benefits
Cigna Global is the leading provider of health insurance for expats.
Cigna offers three tiers of coverage, including Silver, Gold, and Platinum. While each plan offers varying benefit limits, they all offer the same standard benefits, including:
- Adjustable deductibles and coinsurance options
- Two areas of coverage options, including worldwide and worldwide, excluding the U.S.
- Access to mental health care services
- Global medical support services
- Access to an online customer area
- The ability to personalize your policy with optional modules
- Coverage for telehealth services
Building a comprehensive insurance policy with Cigna is as easy as selecting a plan tier, choosing your coverage area, adding optional modules to your policy, adjusting your premium, and choosing your payment schedule.
How Much Does International Health Insurance Cost?
The cost of international health insurance can vary significantly depending on several factors, including:
- Coverage level
- Optional coverages
- Deductible
- Age
- Area of coverage
- Location
- Coinsurance
For Cigna Global international health insurance policies, most members pay between $4,000 to $6,000 per year. Members that need to keep costs low can adjust their deductibles and other aspects of their plan to reduce their premiums.
Request a Quote
Expats often struggle to find affordable health insurance policies that meet their coverage needs and provide access to high-quality healthcare services around the world. Cigna international health insurance policies offer comprehensive coverage at affordable rates for expats living almost anywhere in the world.
At KSA Insurance, we work with individuals in South Carolina and across the southeastern United States to help them find affordable international health insurance plans that meet their coverage needs.
Contact us today to get a quote and learn more about Cigna international health insurance.
