Homeowners insurance and landlord insurance both offer necessary protections for property owners, including property and liability coverages that protect you and your property from several common hazards.
If you’re planning to rent out your property, you’ll likely need to purchase landlord insurance to ensure you are fully protected against the unique risks that come with being a landlord. But if you only rent out your home occasionally, homeowners’ insurance may offer adequate coverage.
To help you decide which type of insurance you need for your rental property, here’s everything you need to know about landlord insurance vs. homeowners’ insurance.
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