By offering ancillary insurance like accidental death and dismemberment (AD&D) insurance to their benefits packages, employers can provide more comprehensive health coverage to their employees. AD&D is typically added as a rider to health insurance or life insurance policies. This type of insurance covers the unintentional death or dismemberment of insured employees. This can be […]
Businesses that want to provide high-quality health plans to their employees while minimizing their costs and maintaining financial predictability should consider level-funded health plans. Level Funding℠ from Cigna is a self-funded plan that allows companies with fewer than 250 employees to improve the health of their workforces and save money when claim costs go down. […]
Cyber attacks pose a major threat to businesses of all sizes. From phishing attacks to ransomware, there are a variety of methods cyber criminals use to target businesses, steal their information, and jeopardize their success. One of the best ways for business owners to stay up-to-date with cyber risks is to tune in to popular […]
When choosing a health plan to offer to your employees, it’s important to consider the pros and cons of level funded plans so you can find a plan that meets your employee’s needs while keeping your costs low. Level-funded plans offer predictable monthly costs, stop-loss insurance to protect employers from unexpectedly high claims, potential refunds, […]
Liquor liability insurance is a necessity for any South Carolina business that serves alcohol. Not only does liquor liability insurance protect establishments against significant financial damages, but as of 2017, establishments that are licensed to serve alcohol on-premises are required to have at least $1 million in coverage. Also known as dram shop insurance, liquor […]
Cyber attacks are a growing threat to small businesses. When your business is targeted by a cyber attack, it can damage your reputation, interrupt business operations, and lead to significant financial damages. Cyber attack insurance protects businesses against threats like data breaches, cyber extortion, phishing scams, and other common cyber attacks. Not only can cyber […]
Level Funded Plan Guide Offering high-quality health coverage is a key aspect of attracting and retaining high-level employees, and level-funded health plans make it possible for small businesses to provide comprehensive health coverage while minimizing their costs. Level-funded premium (LFP) funding solutions are built with affordability in mind and offer the predictability of a fully […]
Ancillary insurance includes several types of supplementary health coverage that ensure employees have access to all the healthcare services they need to stay healthy. This may include vision coverage, dental coverage, life insurance, and more. Health savings accounts (HSAs) are a common ancillary benefit that can help employees pay for their medical expenses. HSAs offer […]
If you own a home or commercial property, it’s important to insure your property to value to protect yourself against factors that could increase the cost to repair or replace your home, including inflation, construction costs, and building material shortages. Underinsurance can make it difficult or even impossible, in some cases, to repair your property […]
Ancillary insurance makes it easy for employers to provide competitive benefits packages to their employees by supplementing their health insurance with vision insurance, dental insurance, life insurance, and other desirable coverages. Dental insurance is one of the most sought-after benefits, as it gives employees access to affordable dental services, including preventative care and dental procedures. […]
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