Auto insurance may help you cover the damages that arise from being in an auto accident, but these policies typically only pay for the actual cash value (ACV) of your vehicle if it is totaled in an accident. If you owe more on your auto loan than your car is actually worth, this could result in you still paying for a car that you no longer drive. To avoid this, drivers should consider purchasing guaranteed asset protection (GAP) insurance to cover the difference between the amount that’s left on your loan and the ACV of your totaled car. Read more
Auto parts store owners need specialized insurance policies to protect themselves, their stores, their employees, and their merchandise from a variety of common risks that could cause significant financial damages.
At KSA Insurance, we partner with Auto, Allstate, and AmTrust to provide comprehensive auto parts store insurance policies to business owners in South Carolina and across the southeastern United States. Contact us today to request a quote and learn more. Read more
Homeowners insurance and landlord insurance both offer necessary protections for property owners, including property and liability coverages that protect you and your property from several common hazards.
If you’re planning to rent out your property, you’ll likely need to purchase landlord insurance to ensure you are fully protected against the unique risks that come with being a landlord. But if you only rent out your home occasionally, homeowners’ insurance may offer adequate coverage.
To help you decide which type of insurance you need for your rental property, here’s everything you need to know about landlord insurance vs. homeowners’ insurance.