Without insurance, healthcare in the United States is often incredibly costly. To ensure you’re able to get treatment when you need it without emptying your savings, it’s important to find a comprehensive health insurance policy that offers great coverage at an affordable monthly rate.

Health insurance is typically divided into two categories: private health insurance and public health insurance. Public policies are subsidized with government funds while private policies are paid for partially or entirely by the covered individual. But which of these options is right for you? Here’s a closer look at the differences between private and public health insurance.

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Disability insurance is a must-have, as it provides an invaluable financial safety net if you’re ever unable to work due to injury or illness. Whether you’ve suffered a minor short-term injury like tendonitis or a long-term condition like cancer, this coverage provides cash that you can use to support yourself and maintain your lifestyle while you recover.

If you’ve started shopping for a disability insurance policy, you may have trouble deciding whether short-term or long-term disability insurance is right for you. To help you find the best option for your needs, let’s take a look at the key differences between short-term and long-term disability insurance.

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