Do your vacation plans this summer include sailing the sunny seas to remote climes? Onshore adventures featuring jeeps and zip lines? Driving golf balls into the ocean? Will your daily wardrobe range from a bathing suit at the pool to evening wear at a luxury night club? And all while never leaving your “hotel”?
Whether you’re looking for a new bass fishing boat or a luxury yacht, the boat buying process can get complicated. Boats seem to come in an endless array of sizes, designs, materials and purposes. If you’re not careful, somewhere in the flurry of upholstery choices, wood types and finishes, and engine options, you can completely lose sight of the budget. That’s why it’s a good idea to plan ahead, and set out to do your shopping at the right time and in the right place.
You’ve picked out the table linen, found your dream venue, and figured out a way to seat all of your family members in one room without them strangling one another—it must be time for your wedding! Family conflicts included, as much as you plan, you can never predict everything that may or may not happen on the “big day”. It is important to consider the many different ways you can protect your big day from being ruined by illness, a late vendor, or bad weather. It is best to contact your Trusted Choice® independent insurance agent as soon as you make the decision to be married (jewelry insurance anyone?), because your agent can walk you through the steps of obtaining wedding insurance as well.
Every wedding is different so you also have options to add a “rider” or additional protections for the following:
- Military service—if you or your “soon-to-be” is suddenly called to duty.
- Gowns and tuxedos—if the dress is damaged when you pick it up or the store suddenly goes out of business.
- Gifts—if gifts are not covered by your homeowners or renters insurance, provides protection against theft or damage of gifts.
- Honeymoon—in case you need to cancel your trip due to illness, bad weather or other circumstances.
Keep in mind that venues usually have their own insurance policies, so it is important to do your research to avoid paying double the cost. If you get married at your home or at a private property, you will need an additional stipulation to your policy to protect your event.
Be sure to talk to your Trusted Choice independent insurance agent before making major decisions like paying deposits for venues and limos. May your wedding day be filled with security, happiness, and plenty of wedding cake!