High Value Home Insurance with KSA Gold

Posted: May 07, 2020

As a high value homeowner, you have unique needs that most standard home insurance policies simply can’t meet. While mass market policies may provide adequate protection for smaller homes, they may not provide adequate coverage for homes valued at $750,000 or more.

This does not mean you are out of luck, however, if you are seeking to insure your home or other assets. The KSA Gold plan provides unique coverage options for high value home insurance. Learn more below, and request a consultation with one of our experienced insurance agents today.

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What is KSA Gold?

KSA Gold is our specialty service for high-value home insurance. We understand that the needs of high value homeowners extend beyond the usual structure and content coverage expected from a traditional policy. With extensive market access, we can create custom plans tailored to your unique needs.

Your Unique Needs

If you’ve done some research into home insurance plans already, you may have been disappointed in the options you discovered. Unfortunately, most mass-market coverage options simply don’t offer the coverage necessary for high value homes.

If your home has many customizations or if you have other valuable assets that need to be protected within your policy, an insurance plan that is tailored to your exact needs will provide the most value. Additionally, working with a knowledgeable advisor can you can trust can help you to ensure you still have appropriate coverage when you upgrade your home, move into a new home, or purchase a second home.

Why Work With KSA?

We understand that this is an important decision for you. You need to work with an insurance provider you can trust to protect your investment. Here are just a few reasons to choose KSA as your preferred high value home insurance provider:

We’re an Independent Agency

Most mass-market insurance providers are limited to selling clients their own products and services. While they may offer adequate policies, they may be severely limited in terms of flexibility and niche coverage. While better options may be available for you elsewhere, representatives from these companies will only want to show you their own offerings.

When you work with an independent insurance agency like KSA, however, you gain access to a full range of insurance products. We are not limited in terms of what policies we can present to you. Instead, thanks to our extensive market access, we can work closely with you to hand-select the best products for your unique needs. We have no product bias. Our goal is to get you the best coverage at the best rates, period.

A Personal Touch

We often form long-term relationships with our clients. That’s because we are dedicated to providing exceptional customer service, every step of the way. Whether you are seeking out a high value home owner policy for the first time, need to add coverage following a remodel, are moving to a new home or even purchasing a second home, we will be here to assist you.

We understand that peace of mind and protection are your top priority when seeking insurance coverage. Our expert agents will work closely with you to tailor unique insurance solutions that provide you with comprehensive protection. We will also work diligently to pinpoint all possible discounts so you can get the best value.

Local Experience

Headquartered in the heart of downtown Charleston, SC, we have been working in the area for many years. We have deep roots in the Lowcountry and understand the unique coverage requirements of local home owners, like flood insurance and storm protection.

There is no one-size-fits-all approach to home insurance. We are here to share our knowledge with you, so you can better understand your options and get the best coverage for your needs.

Let’s Get Started

To learn more about KSA Gold or to speak to an experienced high value home insurance agent, contact KSA today!

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